SB 586

As substituted on 2/3/2026: - Requires a health carrier to publicly disclose its use of AI for claims management and grants a covered person the right to an expedited external review when an adverse determination is made using AI. - Creates a private right of action for violations and authorizes the Commission to issue civil penalties of up to $50,000 per violation and suspend or revoke a carrier's license. - The 2/3/2026 substitution deletes provision prohibiting a health carrier from relying exclusively on artificial intelligence (AI) to deny, reduce, or alter coverage for medically necessary care and requiring human review to appeal an adverse decision.