As introduced: - Prohibits various insurer practices in denying health insurance claims, such as stalling reviews, allowing non-physicians to determine medical necessity, and step therapy. - Requires insurers to annually report on claim denial rates and to disclose when artificial intelligence is used in a claims decision, including an explanation of how the decision was reached. - Authorizes the Commissioner of Insurance to audit insurers with high claim denial rates and to impose a civil forfeiture of $10,000 per violation that results in a harmful delay in care.
| Date | Chamber | Action |
|---|---|---|
Mar 19, 2026 | S | Representative Subeck added as a cosponsor |
Mar 4, 2026 | S | Read first time and referred to Committee on Insurance, Housing, Rural Issues and Forestry |
Mar 4, 2026 | S | Introduced by Senators Drake, Roys and Spreitzer; cosponsored by Representatives Anderson, Brown, Emerson, Joers, Kirsch, Neubauer, Palmeri, Roe, Sinicki, Stubbs, Udell and Clancy |
| Last Action | Mar 19, 2026 |
|---|---|
| Year | 2025 |
| Bill Type | Bill |
| Created | Mar 21, 2026 |
| Updated | Mar 20, 2026 |