As introduced: - Requires insurers using algorithmic decision systems to conduct annual disparate impact audits and prohibits using such systems in a manner that results in unfair discrimination. - Prohibits the use of certain data, including credit scores and social media activity, in algorithmic underwriting and rating for homeowners insurance. - Establishes standards for AI-assisted claims adjustment, requiring human review and approval for final payment determinations. - Requires disclosure to consumers regarding the use of AI in an adverse decision, and grants consumers an opportunity for human review. Grants consumers a right to correct inaccurate data. - Creates a private right of action.
| Date | Chamber | Action |
|---|---|---|
Apr 23, 2026 | H | Hearing Scheduled - Insurance |
Mar 9, 2026 | H | Read by title, under the rules, referred to the Committee on Insurance. |
Feb 27, 2026 | H | First appeared in the Interim Calendar on 2/27/2026. |
Feb 27, 2026 | H | Under the rules, provisionally referred to the Committee on Insurance. |
Feb 27, 2026 | H | Prefiled. |
| Last Action | Mar 9, 2026 |
|---|---|
| Year | 2026 |
| Bill Type | Bill |
| Created | Mar 21, 2026 |
| Updated | Apr 22, 2026 |